🎧 Listen (2 min)
⚡ Check your claim · Free to start → or 🛡 Multi-claim plans · From ₹1,500 →
Most people give up after one rejection letter — and lose lakhs

Rejected. Underpaid. Stuck.
Your claim still has a fighting chance.

A rejection letter isn't the end — it's often just the insurer hoping you'll walk away. Don't. Our experts spent 20+ years inside the insurance industry and know exactly how a wrongly-denied or underpaid claim gets reopened and won. Submit your claim free and find out if yours can be — no advisor, no subscription needed.

Free to find out. Lakhs to potentially recover.
The only real mistake is not checking.

🛡️ Check if you have a case — Free → ▶ How it works
🏆 95%+ success rate 🤝 5,000+ policyholders helped ⏱️ Reviewed in 48–72 hrs
5,000+
Policyholders Helped
2,000+
Claims Successfully Settled
95%+
Success Rate
5–6 mo
Avg. Resolution Time
100+
Hospitals Assisted
The Problem

Your client trusts you. The insurer says no.

A client you've known for years files a claim. The insurer rejects it — citing policy sub-limits, pre-existing conditions, or insufficient documentation. Your client is devastated. They look to you for answers you don't have.

You're not a lawyer. You're not a doctor. You can't audit TPA decisions or draft a legal rebuttal. You lose the relationship. They lose the claim.

✦ That's exactly what Nidaan is built for. ✦

❌ Claim Rejected ❌ क्लेम रिजेक्ट ⚠️ Partial Payment ⚠️ आंशिक भुगतान ⏳ Months of Delays ⏳ महीनों की देरी ❌ Fraud Allegations ❌ धोखाधड़ी के आरोप ⚠️ TPA Disputes ⚠️ TPA विवाद ❌ Policy Cancelled Unjustly ❌ अन्यायपूर्ण पॉलिसी रद्दीकरण
The Nidaan Solution

One call. Experts take over.

We bring together legal, medical, and insurance expertise under one roof — so you don't have to.

⚖️

Experienced Lawyers

Legal strategy crafted for each case — from IRDAI Ombudsman to High Court.

🩺

Qualified Doctors

Medical review of TPA decisions. We challenge wrong diagnoses used to deny claims.

🏆

IRDAI / Ombudsman Experts

Deep knowledge of all regulatory platforms. We know exactly where and how to escalate.

📋

End-to-End Documentation

We handle all drafting, filings, and follow-ups. You don't travel. You don't wait.

Claim types we handle

Health · Life · Motor · Fire · Property · Marine · Industrial · Labour · Travel

🏥
Mediclaim / Health
❤️
Life Insurance
🚗
Motor / Vehicle
🏠
Property / Fire
✈️
Travel
⚓
Marine / Industrial

Platforms we work on

🏢 Insurer Internal Grievance ⚖️ IRDAI / Ombudsman 🏛️ Consumer Court ⚖️ High Court / DRT 🚑 Accident Claim Tribunal 🏥 Hospital & TPA Negotiation
How It Works

Three steps. Then Nidaan handles everything.

No travel. No paperwork chasing. No shouting at call centres.

1

Subscribe to a Nidaan Plan

Pick Silver, Gold, or Platinum. Get instant access to Nidaan Partner Dashboard and Sarathi-AI CRM bundled free.

2

File a Disputed Claim

Click "File Claim" in your dashboard. Fill in the insured's contact details and a brief summary. Takes under 3 minutes.

3

Nidaan's Legal Team Takes Over

Our team contacts the insured within 24 hours. You get live status updates via SMS. Your client gets justice.

Who We Are

Decades on the inside of insurance — now fighting for you.

Nidaan was founded by insurance and technology veterans who spent their careers inside the system — managing claims, auditing TPAs, and building enterprise-scale platforms. We know exactly where the process breaks down for ordinary policyholders, and we built NidaanPartner.com to fix it.

Ashwin Kaushal
Ashwin Kaushal
MD, Nidaan LLP · 20+ yrs · ex-Star Health
 Dushyant Sharma
Dushyant Sharma
Co-Founder & Tech Architect · 20+ yrs
Read our full story & team →
🤝 For Insurance Advisors & Consultants

Claims feel like unpaid work. They're actually your
biggest source of referrals.

Hand your clients' rejected and underpaid claims to Nidaan's legal team. You stay the trusted face; we do the heavy lifting. Advisors who offer expert claim support consistently see more referrals, higher renewals, and natural upsell & cross-sell — because a client whose claim you helped win never forgets it.

🎯
Win loyalty & referrals
A client whose claim you helped settle refers family and friends — your best, cheapest lead source.
⏱️
Get your time back for sales
Stop chasing TPAs and drafting rebuttals. Spend your energy where it earns — new policies.
🎁
Sarathi-AI CRM, free
Every Nidaan plan includes Sarathi-AI CRM (worth ₹199–₹1,999/mo) — manage leads & clients by voice.
See advisor plans & pricing →
Pricing Plans

Choose your plan

Three subscription tiers below — or skip subscription and pay ₹499 for a single review (see card under the plans).

🥈 Silver
✦ Sarathi-AI Solo FREE
₹1,500 /quarter
₹6,000/year — save ₹2,388 vs Sarathi solo
  • 3 disputed claims per month
  • 1 advisor login
  • SMS status updates
  • Sarathi-AI CRM (Solo tier)
  • Free first consultation
  • Success fee only after resolution
MOST POPULAR
🥇 Gold
✦ Sarathi-AI Team FREE
₹3,000 /quarter
₹12,000/year — save ₹11,988 vs Sarathi team
  • 6 disputed claims per month
  • Up to 5 logins (advisor + agents)
  • Priority SMS + email updates
  • Sarathi-AI CRM (Team tier)
  • Free first consultation
  • Success fee only after resolution
💎 Platinum
✦ Sarathi-AI Enterprise FREE
₹6,000 /quarter
₹24,000/year — full enterprise value
  • Unlimited claims
  • Unlimited logins
  • Dedicated legal point of contact
  • Sarathi-AI CRM (Enterprise tier)
  • Free first consultation
  • Success fee only after resolution
⚡ NO SUBSCRIPTION NEEDED
⚡ One-Time Claim Review

Your claim was rejected or underpaid — but you don't need a full subscription. Get Nidaan's legal experts to review your case and tell you exactly where you stand. Also available for Sarathi-AI advisors for their clients.

✓ Full legal review ✓ 48-hr expert opinion ✓ No subscription needed ✓ Works for Sarathi-AI advisors too ✓ पूरी कानूनी समीक्षा ✓ 48 घंटे में राय ✓ Sarathi-AI एडवाइजर भी ले सकते हैं
₹499
one-time · no commitment
एकमुश्त · कोई वचनबद्धता नहीं
Why Sarathi-AI is Bundled Free

India's #1 voice-first CRM — yours free with every plan

Sarathi-AI is a complete CRM for insurance advisors. Manage leads, policies, renewals, and client communication via Telegram voice notes in Hindi or English — all bundled free with your Nidaan subscription.

🎁 Silver saves you ₹2,388/yr · Gold saves ₹11,988/yr · Platinum saves ₹23,988/yr

📞 Voice-first lead management
📊 12 financial calculators
📄 Branded PDF reports
🤖 AI-powered insights
🌐 Personal advisor microsite
🔔 Renewal reminders
💬 WhatsApp + Telegram
🇮🇳 Hindi + English

Trusted by advisors across India

🏛️ Registered under Ministry of Corporate Affairs

Nidaan – The Legal Consultants LLP is officially registered under MCA (Government of India). Fully compliant and accountable.

⚖️ IRDAI & Ombudsman Track Record

2,000+ cases resolved. We've appeared before IRDAI Ombudsman, Consumer Courts, and High Courts across MP, Chhattisgarh, and Rajasthan.

🤝 Success-Fee Model — Zero Risk for You

First consultation is free. We only charge a consultancy fee after your client receives their claim amount. No win, no charge.

🏙️ 4 Offices Across Madhya Pradesh & Bhopal

Physical presence in Indore (3 offices) and Bhopal. Real people, real accountability, real results.

👥 Multi-disciplinary Expert Panel

Claim experts, qualified doctors (medical analysis), senior advocates, and licensed insurance surveyors — all under one roof.

📈 95%+ Success Rate

5,000+ policyholders helped. Average resolution in 5–6 months. 100+ hospitals assisted with TPA deduction disputes.

What Advisors Say

Peace of mind. Every single time.

★★★★★

"My client's ₹4.8L mediclaim was rejected for 'non-disclosure'. Nidaan's team had it resolved at the Ombudsman level in 4 months. My client cried with relief. I've never felt more proud as an advisor."

Rajesh Sharma
LIC Advisor, Indore
★★★★★

"Three clients, three claims, all resolved within 6 months. The SMS updates kept everyone informed — I didn't have to chase anything. Gold plan is worth every rupee."

Priya Malhotra
HDFC Life Advisor, Bhopal
★★★★★

"I used to dread client calls about rejected claims. Now I just say 'I'll connect you with our legal team' and it's done. Nidaan changed how I handle the hardest part of this job."

Suresh Patel
Star Health Advisor, Raipur
FAQ

Questions & Answers

Yes — absolutely free. In the first meeting, we listen to the problem and give expert advice at no cost.
No. Only a registration fee for legal documentation is charged upfront. The consultancy fee is due only after successful resolution.
No. All drafting and follow-ups are handled by Nidaan. Your client only needs to provide document copies. No travel required.
Health/Mediclaim, Life, Motor/Vehicle, Property, Fire, Marine, Industrial, Labour, and Travel insurance claims. We also handle hospital and TPA disputes.
Our success rate is 95%+, and the average resolution time is 5–6 months from the date of case registration.
Silver = 3 claims/month, Gold = 6 claims/month, Platinum = unlimited. If you hit your limit, you'll see an upgrade prompt in your dashboard — or you can purchase a single-claim review for ₹499.
No. Since the consultancy fee is payable only after successful claim recovery, there is no financial risk for the client.
Copies of claim documents (rejection letter, policy copy, discharge summary for mediclaim, etc.). Our team will guide them on exactly what's needed for their specific case.
Yes — submit your claim for review here. A one-time ₹499 legal review, no subscription required.
We have 3 offices in Indore and 1 in Bhopal. The registered office is at 79-A, Dravid Nagar, Indore – 452009. See footer for all addresses.

Our Offices

Indore — Registered Office
79-A, Dravid Nagar, Ranjit Hanuman Mandir Road, Indore – 452009
Indore — Office 2
509, Girnar Plaza, MIG Square, Atal Dwar, Indore – 452010
Indore — Office 3 (Vijay Nagar)
401, Sanskar Apartment, Apollo Hospital Road, Scheme No. 54, Indore – 452010
Bhopal
244, BDA Complex – 7 No. Stop, Near SBI Bank, Shivaji Nagar, Bhopal – 462016
Sarathi-AI CRM bundled free · from ₹1,500/quarter
View Plans